Buying a home is an exciting and significant event in your life. Before taking a dive into house hunting, it is important to do your research and have your eyes wide open to reality. The more you understand about the total cost in purchasing and owning a home, the better off you will be financially. Do your research on credits… Read More
Posts Tagged ‘ Budget ’
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Five Financial Hacks for College Students
The cost of obtaining a college degree has increased significantly over the last few years. Therefore, it is more important than ever today’s students effectively manage their finances. Here are five financial hacks for college students. Stick to a Budget No matter where your college funding comes from, having a budget will reduce stress, help plan for expenses, and establish… Read More
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How to Talk to Your Kids About Money
When I was growing up, I went to a public school. There were no financial literacy classes offered to me. My parents, immigrants and new to the American financial system themselves, did their best to instill sound financial habits into my life. I knew I shouldn’t spend more than I earn, I should save for things I want, be wary… Read More
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‘Tis the Season to Manage Holiday Financial Stress
While the holidays are a fun time to spend time with family and friends they can also be financially stressful. Gift exchanges, parties and traveling can all burn a hole in your checking account. Here are some tips to help reduce the financial stress and make your holiday more enjoyable. Set a budget Review your earnings and expenses and then… Read More
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Yes, We Can Pay Off Our Student Debt!
As the 2016-2017 school year wraps up, about 4.5 million more students will have college degrees in the U.S.[1]. On average, graduates will have $37,172 in student loan debt, a number that’s up six percent from the graduating class of 2015[2]. Paying off this debt may seem like a monumental task, but do not worry! With quite a bit of… Read More