Planning for the unexpected to protect your family, assets and legacy
You insure your car.
You insure your home.
You insure your possessions.
How much thought have you given to what really matters? Your family. Your legacy. We realize that life insurance is not a fun subject, but analyzing your need and planning for the “what if?” is crucial.
The Prosperity Consulting Group’s dedication to holistic financial planning addresses risk management in its totality. We view insurance as a way to provide protection, security and peace of mind, as well as a specific and efficient way to transfer wealth.
Our firm is experienced in developing and implementing complex risk management plans for individuals, families and business owners.
Individuals and Families
Evaluating your insurance needs congruent with your personal goals is paramount. We encourage our clients to give great thought to their objectives. What are you really trying to accomplish? What are you afraid of? What are your “what ifs?”
- Adequate insurance coverage for income replacement
- Ability for family to maintain current lifestyle
- Coverage for large future expenses: college / wedding
- Leave a legacy for your family
- Leave a charitable legacy
- Estate preservation
- Income payment protection
- Peace of mind
We are here to help. We want to help mitigate your risks and concerns, allowing you to sleep better at night.
For successful business owners, you have worked hard to reach your goals and it is probable that your business has become one of your most valuable assets. In order to protect what you’ve worked so hard to build, The Prosperity Consulting Group can help evaluate what would happen to your business and family should the unexpected happen. We will assist in reviewing legal documents and putting the appropriate business insurance in place to keep you and your legacy intact.
From unexpected events to benefits planning, The Prosperity Consulting Group can help provide solutions for business owners on:
- Buy/Sell funding for continuation planning
- Key man replacement coverage
- Executive benefits planning
- Collateral assignments