This morning I woke up and made myself a cup of green tea with lemon. I then got ready for work in my usual routine – washed my face, brushed my hair, got dressed and I was out the door. I took my usual route to work – you know, the one where you can zone out and by the… Read More
Archive for the ‘ Family Planning ’ Category
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Child Care Costs
Referenced on Babycenter.com, the average cost of center-based daycare in the United States is $11,666 per year ($972 a month), but prices range from $3,582 to $18,773 a year ($300 to $1,564 monthly), according to the National Association of Child Care Resource and Referral Agencies. Below are some topics that may give insight on money-saving ideas. Selective Scheduling Scheduling arrangements such as staggering spousal work schedules or… Read More
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Are You on Track to Meet Your Financial Goals?
What do you see when you think of the next 10, 20, 30+ years of your life? Perhaps you’re looking to retire close to a white beach, maybe you’d like to take your family on a once-in-a-lifetime vacation to the Serengeti, or you’d like to pay for your child’s wedding. Have you considered how you will reach these goals? Perhaps… Read More
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Seven Things to Do Before You Buy Your First House
Buying a home is an exciting and significant event in your life. Before taking a dive into house hunting, it is important to do your research and have your eyes wide open to reality. The more you understand about the total cost in purchasing and owning a home, the better off you will be financially. Do your research on credits… Read More
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Teen Driver Expenses
Young drivers involve a variety of expenses besides the vehicle itself. Here are examples of some of the expenses teen drivers will incur. Insurance The cost of coverage will be based on the driver characteristics, the vehicle, the insurer and the insured’s eligible discounts. A safe driver course can often help reduce the cost of insurance. There are other discounts… Read More
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Money Lessons to Teach Your Kids
Children as young as three-years-old can understand basic money concepts. By setting a positive financial example and teaching good money habits early, parents can influence their children to lead healthy financial lives. Here are three money lessons to teach your kids. Delayed Gratification Teach children the concept of delayed gratification and the benefits of waiting to buy something they really… Read More
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How to Talk to Your Kids About Money
When I was growing up, I went to a public school. There were no financial literacy classes offered to me. My parents, immigrants and new to the American financial system themselves, did their best to instill sound financial habits into my life. I knew I shouldn’t spend more than I earn, I should save for things I want, be wary… Read More