As summer winds down, vacations are dwindling, and kids are heading back to school. Remember the financial goals you set back in January? Now is a great time to revisit them with the holidays and end of year quickly approaching. Review Your Retirement Savings Are you maximizing your 401(k) contributions? Now is a great time to evaluate what you’ve contributed… Read More
Archive for the ‘ Debt Management ’ Category
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What Should You Do with Your Tax Refund?
Many people look forward to receiving a refund instead of paying taxes. Have you received or are anticipating a tax refund this year? A tax refund may feel like a bonus from the government. However, receiving a tax refund simply means you overpaid on your taxes last year and gave the government an interest free loan. This is money that… Read More
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How to Talk to Your Kids About Money
When I was growing up, I went to a public school. There were no financial literacy classes offered to me. My parents, immigrants and new to the American financial system themselves, did their best to instill sound financial habits into my life. I knew I shouldn’t spend more than I earn, I should save for things I want, be wary… Read More
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‘Tis the Season to Manage Holiday Financial Stress
While the holidays are a fun time to spend time with family and friends they can also be financially stressful. Gift exchanges, parties and traveling can all burn a hole in your checking account. Here are some tips to help reduce the financial stress and make your holiday more enjoyable. Set a budget Review your earnings and expenses and then… Read More
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7 Ways to Rock Your Twenties: How to Invest in Happiness, Finances and Relationships
Your twenties are an exciting yet mysterious time. You want good relationships, healthy finances and to be in a general state of happiness. Although you have spent decades on this earth and have gathered years of knowledge and life experience, you are still discovering who you are and what you want and need from your life. As a 20-something myself,… Read More
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How To Work With Your Financial Advisor
I consider it a wonderful privilege to stand with my clients as they make career decisions, grow businesses, have families, and set retirement goals. To get the most out of this relationship there are a few things that can be helpful: Open communication: Our job as financial advisors is to listen and guide discussion to areas that you may never… Read More