Many people track their investment returns. They want to know how their accounts are doing, specifically, how much did their accounts grow both in percentage and dollar amounts. While it is good to track investment returns, very few consider their after-tax returns, even though taxes can have a huge impact on the actual return. After all, it is not what… Read More
Archive for October, 2017
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7 Not-So-Spooky Parallels between Trick-or-Treating and Retirement
As Halloween approaches and spookiness abounds, I listen to the excited conversations between my 4 year-old and 6 year-old children. They are discussing costume selection, their “trick-or-treating” route, haunted houses, and of course – candy! While my children continue talking, arguing then talking some more about Halloween, my mind begins to wander. I think back to my childhood Halloween celebrations… Read More
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Intro To Investing: Types of Investments
When it comes to your retirement and brokerage accounts, choosing the right investments is important. Learning about a few basic terms and concepts goes a long way in helping you choose the appropriate investments. Money Markets invest in very short-term debt instruments and high-quality securities to maintain capital preservation. This investment presents the lowest level of market risk and lowest… Read More
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Is Asset-Based Long-Term Care Right For You?
The thought of needing assistance when you get older is an emotional one. With people living longer and the cost of health care increasing, what if you aren’t protected and need assistance? It could be financially draining to you and your family if you’re not prepared. According to the Genworth 2017 Annual Cost of Care Survey, 70 percent of people… Read More
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Don’t Let Taxes Bust Your Budget
Summer has ended. Vacations were enjoyed. The kids are back in school. Time to start our hustle. Don’t wait until next spring; now is the time to look at your finances and start tax planning. Often, I hear clients tell me, “I don’t want to pay taxes.” Realistically, the only way to not pay taxes is to have no income…. Read More